Top Lenders In Texas – Best Payday Loans (2017)

#
Lender
Amount
Example Cost
Application
Features
1

$100 - $1,000

$15 - $300

Time to decision: 90 min

Same-day Deposit

High approval rates

Good credit not required

2

$100 - $1,000

$15 - $300

Time to decision: 90 min

Same-day Deposit

High approval rates

Good credit not required

3

$100 - $1,500

$15 - $382

Time to decision: 90 min

Same-day Deposit

Med approval rates

Good credit not required

Direct Lender

Payday Loan In Texas

There are a few guidelines that make Texas stand out from other states when it comes to payday lending.

  • Loan fees: Texas payday lenders typically charge $22 for every $100 borrowed
  • $1800 loan maximum: this includes all of your payday loans combined, rather than $1800 for each loan
  • No rollover limits: There are no rollover limits at the state level

Read on to find out more about payday loans.

Read More

Should I Get A Payday Loan

 

If your credit score could be better, and you are financially in a bind, the payday loan is probably a good fit. Things like unexpected car trouble, or a sudden trip to the doctor are good reasons for this type of loan. Just make sure that, no matter what amount you need, that you’ll be able to repay it by the time your paycheck arrives.

As with everything in life, each loan has its pros and cons, so don’t be afraid to shop around before you settle. Analyze your personal finances to determine the best loan fit for you.

Rules & Regulations

Payday Loans Offered:

Yes

Max Loan Amount:

$1800 of combined payday loans

Loan Term:
  • Not less than 7 days
  • For a loan of $100 or less, one month for each multiple of $10
  • For a loan of $100 or more, one month for each multiple of $20
Requirements for online loan
application
  • Social Security Number
  • Government-issued driver’s license or photo ID
  • Checking account number
  • Your bank’s routing number
  • 18 years of age
  • Proof of Income